The Money Merge Account®software system through United First Financial® is a remarkableGPSthat allows you to access the educational tool for getting you to point zero in the fastest time frame while maximizing your hard earned dollar and eliminating as much interest possible on a day to day basis.
How It Works
There are four core components that drive the Money Merge Account system.
Interest Cancellation--Strategic Pay Off--Time Value of Money--Money Merge Account Software Service
Interest Cancellation
Deposit your paycheck into your current checking and/or savings account. As soon as the funds clear, the amount you designate, is transferred from your checking account into your Money Merge Account managed line of credit or advanced savings line. Because the line of credit is connected to your debt/mortgage, the money transferred from your checking and/or savings accounts decreases your debt/mortgage balance, and reduces the balance in which interest builds.
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Through the use of pure factorial math and advanced algorithms, the Money Merge Account system creates the pathways for clients to make truly educated financial decisions that ultimately will propel them down the highway to financial freedom. The guess work is removed when following the prompts from the service. Clients will know exactly how much to send, where to send it, and when to effect the transactions to cancel the most amount of interest and maximize their hard earned dollars. This smart software is set up for each individual client based on their unique set of circumstances and is so proprietary that it learns the flow the money, going in, and coming out of the accounts. Through the client's input of data they are given strategic prompts when it is the opportune moment in which to affect the most interest cancellation. It will only prompt the client to carry out a funds transfer when there is enough money to cover the transfer. By knowing the flow of money in and out of the accounts it calculates the fastest point to zero.
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The Money Merge Account software service educates its clients on the concept of Time Value of Money. It will show you how to take otherwise stagnant funds and make them work for you instead of against you. Through a side by side comparison, of the client's current schedule for paying off debt and the schedule produced by a FREEpersonalMoney Merge Account Analysis, it is easy to see the time value of money.
By utilizing the Money Merge Account software clients learn to float other people's money. Floating money allows you to borrow funds without any interest due for using those funds provided you pay off the debt in full each month.
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The online Money Merge Account software service makes a virtual connection between your bank account, the advanced line of credit (ALOC) or advanced savings line (ASL), and your primary debt/mortgage. Each time a client transfers income into their account, it registers as a decrease to their debt/mortgage balance. By decreasing their debt/mortgage balance, they now lower the balance on which interest accrues. By decreasing the balance on which interest accrues, they increase the portion of their monthly payment which is credited toward their principle pay down. The algorithms in the proprietary Money Merge Account® system are systematically programmed to create the highest interest savings possible in the least amount of time under this system and knows which debt to pay down first, second, third etc. until the client is debt free.
All Services are provided by United First Financial. Agent #856042
Disclaimer: United First Financial, its agents, and subsidiaries provide Internet web based software and support services. United First Financial does not provide tax, legal, real-estate, mortgage, or investment advice. Interested parties should seek and consult with persons or entities licensed and qualified in those areas for advice relating to those matters. United First Financial is not liable or responsible for claims or representations made by any party which are not included in the Money Merge Account Limited Guarantee.